Privacy Policy

Effective Date: July 3, 2026

1. Introduction

This Privacy Policy applies to the "Penny Finance KRD" application. Your privacy is critically important to us, and we are committed to protecting it.

2. Data Collection and Usage

Our application operates entirely offline. We do not collect, track, store, transmit, or share any personal information, financial data, or user analytics with any external servers or third parties.

3. Data Protection and Local Storage

All the financial data and records you enter into the application are stored securely and locally on your personal device. To ensure your information remains safe and under your complete control, the app utilizes localized Data Protection mechanisms rather than cloud-based synchronization. Deleting the app or clearing its data from your device settings will permanently remove your information.

4. Third-Party Services

Since the application is fully offline, it does not integrate with any third-party services that collect user data over the internet.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be reflected by an updated Effective Date at the top of this policy.

6. Contact Us

If you have any questions or suggestions regarding our Privacy Policy, please do not hesitate to contact us at: Rawaali15@gmail.com